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Savings for Kids & Students

The Importance of Savings

It's never too early to start developing good money management habits, and Northeast Credit Union has a savings account designed specifically for our young members - My Funds.

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A special savings account for young people up to age twenty-two. With a rate of 4.09% APY* on the first $500 and no monthly maintenance fees .

You can open a MyFunds account with as little as $5 dollars. Parents can make automatic deposits or electronic transfers from their Northeast Credit Union account into the MyFunds account. And, if your student is away at school, they can access their MyFunds account with an ATM or Debit Card.

Start saving and earning today. Conveniently open a MyFunds account online.

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¹ Members under the age of 23 are eligible for the MyFunds^SM Share Account. At the end of the month of the member's 23rd birthday, the account will automatically convert to a variable rate Regular Share Account at the regular share rate at the time of conversion. The MyFunds Share Account is a variable rate account of 4.00% [4.09% Annual Percentage Yield (APY) effective as of February 1, 2008] for balances $0 to $500. A variable rate of .50% with an APY of .50% (effective as of February 1, 2008) applies to all MyFunds balances $500.01 and over. These variable rates may change after the account is opened. Our dividends are calculated day of deposit to day of withdrawal; compounded and paid on the last day of the month. One MyFunds Share Account per qualifying member. Fees (specifically an Inactivity Fee) could reduce earnings on the account. For complete details, please speak with a Member Service Representative at 1-888-436-1847.