Certificates of Deposit
Smart savers put aside money in more than one type of account. An NECU certificate of deposit, or CD, is a great addition to your savings portfolio. A CD yields a higher rate of interest because depositors must let their funds mature for the duration of the product term, to earn the full dividends and avoid an early withdrawal penalty. Here's why NECU CDs can't be beat:
- No need to shop around. You'll find our rates are among the best anywhere. Choose from 6 month to 5 year term certificates. Minimum $500 deposit.
- The Northeast Credit Union Certificate Rate Guarantee assures you that should rates go up within 10 days of your certificate opening, we'll bump-up your certificate to the higher rate.
- In addition, we offer a one-time bump-up rate feature option, which allows you to move your certificate to a higher rate should rates change during the time you hold your CD.
- Members also have the ability to add to the CD for up to the original amount of the deposit.
See "Click for rates" below for current CD rates. Click "Open your account online" to become a member and sign up for an NECU certificate of deposit.
Other Products and Services to Consider
Northeast Credit Union has complemented the federal share insurance with an additional $250,000. This savings protection is available at no charge on all qualifying accounts through ESI, a private insurer. That could bring your protection up to $500,000. Make sure your accounts are set up so that you can take advantage of this extra protection by contacting us today.
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