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Personal Checking

Your money, your lifestyle, your NECU checking account

What do hard-working professionals, busy families, students, and small-business owners all have in common? They all want a hassle-free checking account that works for their lifestyle. NECU has the right account to suit your personal or business needs, with features that put your finances at your fingertips:

Northeast Checking: Convenient, secure, totally FREE, with features that can't be beat
Relationship Checking¹: Interest paid on balances over $5,000 for members with other NECU accounts
eChecking: For members on-the-go who prefer to manage their accounts online
Student Checking Plus: No minimum balance, no monthly fee, and ATM access worldwide²
Member Business Checking: A low-cost solution for your business that pays you back

Need help choosing the right checking account for you? See Checking At-A-Glance for a side-by-side comparison of NECU checking accounts and features.

Get Your Smart On! Enjoy these member benefits when you open an NECU checking account:

Surcharge-Free ATM Usage
Northeast Credit Union members can transact business on their Northeast Credit Union accounts - surcharge-free - through the CO-OP network of ATMs.* We also offer limited free foreign ATM transactions.**

Online Banking Services
Manage your accounts from the privacy, comfort, and convenience of your computer or phone. NECU offers online banking, Bill Pay, and eStatements. To sign up for these programs, contact a member service represenative at 1.888.436.1847 or learn more here.
GenGold^®
NECU is one of the few credit unions in the state that offers an exciting shopping and savings program called GenGold^®! Shop and save with more than 400 local and national merchants offering discounts - up to 70% - on products and services you and your family use everyday. Get Your Smart On with GenGold^® savings.

Identity Theft Protection & Security Center
Consumers are at risk of identity theft every day.
At Northeast Credit Union (NECU), we want to help our members keep personal information safe and secure. We have teamed up with GenGold^® one of the nation’s premier membership programs to provide you with “Identity Theft Protection and Restoration” services. To learn how to protect yourself and your money today, visit GenGold^®Additional Share Insurance
Northeast Credit Union has complemented the federal share insurance with an additional $250,000. This savings protection is available at no charge on all qualifying accounts through ESI, a private insurer. That could bring your protection up to $500,000. Make sure your accounts are set up so that you can take advantage of this extra protection by contacting us today.

Membership is FREE and Easy!
Not yet a member of NECU? It's free to join and members enjoy benefits the big banks just can't touch! To apply online, fill out our Online Membership and Account Opening Application. Or stop by any branch, we'd love to see you!

NECU is your trusted neighbor with the right financial products to meet your individual needs. To learn more, call a member service representative toll-free at 1.888.436.1847 or visit us online any time, 24/7.