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Personal Checking

Your money, your lifestyle, your NECU checking account

What do hard-working professionals, busy families, students, and small-business owners all have in common? They all want a hassle-free checking account that works for their lifestyle. NECU has the right account to suit your personal or business needs, with features that put your finances at your fingertips:

Need help choosing the right checking account for you? See Checking At-A-Glance for a side-by-side comparison of NECU checking accounts and features.  

Enjoy these member benefits when you open an NECU checking account:

Surcharge-Free ATM Usage
Northeast Credit Union members can transact business on their Northeast Credit Union accounts - surcharge-free - through the CO-OP network of ATMs.* We also offer limited free foreign ATM transactions.**

Online Banking Services
Manage your accounts from the privacy, comfort, and convenience of your computer or phone. NECU offers online banking, Bill Pay, and eStatements. To sign up for these programs, contact a member service represenative at 1.888.436.1847 or learn more here.
Benefits Plus®
NECU is one of the few credit unions in the state that offers an exciting shopping and savings program called Benefits Plus®! Shop and save with more than 400 local and national merchants offering discounts - up to 70% - on products and services you and your family use everyday. Get Your Smart On with Benefits Plus® savings.

Identity Theft Protection & Security Center
Consumers are at risk of identity theft every day.
At Northeast Credit Union (NECU), we want to help our members keep personal information safe and secure. We have teamed up with Benefits Plus® one of the nation’s premier membership programs to provide you with “Identity Theft Protection and Restoration” services. To learn how to protect yourself and your money today, visit Benefits Plus®

Additional Share Insurance 
Northeast Credit Union has complemented the federal share insurance with an additional $250,000. This savings protection is available at no charge on all qualifying accounts through ESI, a private insurer.  That could bring your protection up to $500,000.  Make sure your accounts are set up so that you can take advantage of this extra protection by contacting us today.

Membership is FREE and Easy!
Not yet a member of NECU? It's free to join and members enjoy benefits the big banks just can't touch! To apply online, fill out our Online Membership and Account Opening Application. Or stop by any branch, we'd love to see you!

NECU is your trusted neighbor with the right financial products to meet your individual needs. To learn more, call a member service representative toll-free at 1.888.436.1847 or visit us online any time, 24/7.


Open Your Account Today!

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1 Relationship requirement: $5,000 in combined loan, investments and share balances (excluding checking) or an active Northeast Visa Credit Card. "Active" defined as having a transaction (purchase, cash advance or payment) in the last 90 days.

Students aged 17-22 are eligible for the Student Checking Plus Account. At 23rd birthday, the account will change to a General Membership account and the checking will convert to Northeast Checking. Will extend the student package account with commitment letter from college/university for graduate school students.

*More than 25,000 surcharge-free ATMs in the U.S. and Canada are available through a network of CO-OP ATMs. Visit our branch locations.

**For non-NECU transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of transaction.

†Securities and insurance products are offered through Linsco/Private Ledger, and its affiliates, member FINRA/SIPC.

Not NCUA Insured   No Credit Union Guarantee   May Lose Value

The LPL representatives associated with this site may only discuss and/or transact securities business with residents of the following states: New Hampshire and Maine.


THIRD PARTY WEBSITES: Northeast Credit Union (NECU) does not provide, and is not responsible for, the product, service, or overall website content available at third party websites. NECU also advises members that NECU privacy policies do not apply to linked websites and that a viewers should consult the privacy disclosures on that site for further information.

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