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Neighborly Advice

Credit Cards

Pay Off Your Bills Faster and for Less!

The holiday bills are starting to come in. Make life easier on yourself and save money by transferring all those high rate credit and department store cards to one with a low rate - NECU's Visa Platinum credit card! With no balance transfer fees, a low rate, and no annual fee you will have those bills paid off in no time.

In addition to these savings, you will benefit from all these great features:

Low rates
No balance transfer fee
No annual fee
0.50% Reward on your purchases** - receive 0.50% cash back on purchases in excess of $2,000 in a calendar year
15% Interest Rebate**
ScoreCard^sm Bonus Points - Also receive one ScoreCard bonus point for every dollar spent - to be redeemed for select merchandise
Loan rate reduction - Having an active¹ Northeast Credit Union Visa Credit Card qualifies you for a 0.25% loan rate reduction on many consumer loans like autos, boats, RVs and motorcycles
Added benefits - You'll also get added benefits like Travel Accident Insurance, Visa Auto Rental Insurance, Identity Theft Insurance and 24/7 emergency card replacement and cash advances
Serviced locally
Around the clock fraud monitoring

Ready to Apply?
If you are an NECU member apply here.
Not a member? Join today. Become a member and apply online by clicking here.

Identity Theft Protection & Security Center
Consumers are at risk of identity theft every day.
At Northeast Credit Union (NECU), we want to help our members keep personal information safe and secure. We have teamed up with GenGold^® one of the nation’s premier membership programs to provide you with “Identity Theft Protection and Restoration” services.

To learn how to protect yourself and your money today, visit GenGold^®

Around the Clock Fraud Monitoring.

Northeast Credit Union services all of our credit card accounts locally. We are committed to keeping our members' best interest and security at the forefront of what we do. As part of our credit card services, we utilize Falcon fraud monitoring - a service of Fidelity National Information Services, Inc. Falcon monitors credit card usage 24/7 to help detect any suspicious card activity. In the event there is suspicious activity, the member is contacted about the legitimacy of any questionable activity.

You can help us strengthen our fraud monitoring procedures by keeping your contact information up-to-date. You can verify or edit your contact information by logging onto online banking to view your "Account Snapshot". If you need to make changes, select "Edit Contact Information". Or, you can call a Member Service Representative at 1-888-436-1847 to make the changes on your behalf.

Notify Us of Your Travel Plans.

Let us know where and when you’ll be traveling to help ensure that your debit or credit card isn’t flagged for unusual activity. To activate a Visa Travel Notification through online banking:

Log on to online banking
Select “My Account”
Select “Visa”
Select “Visa Travel Notification”
Fill out the fields shown
Select “Continue”

You can also activate a Visa Travel Notification by calling a Northeast Credit Union Member Service Representative at 1-888-436-1847.

Report a Lost or Stolen Visa Card.

If your Visa card is lost or stolen, please call Member Service immediately at 1-888-436-1847, 24 hours a day, 7 days a week. Members can also report a lost or stolen Visa card online by logging on to online banking, clicking on "Member Services" and choosing the appropriate menu item.

Other Products and Services to Consider

Subject to credit approval. Read all the disclosures.