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Neighborly Advice


Financing your new or used car shouldn't be time consuming. That's why Northeast Credit Union puts you in the driver's seat of your car-buying experience. We understand your desire to spend more time shopping for your car, and less time on paperwork. And that's why we've partnered with Credit Union Direct Lending® (CUDL) dealers to make your shopping hassle-free. 

Do you have an auto loan financed with another lender? Save more of your money by refinancing your loan with Northeast Credit Union. With a super low rate you can lower your rate and monthly payment, and keep more money in your pocket! Or, you can keep the same payment and pay off your loan sooner - saving even more. 

Check out our low rates here.


Take Advantage of Discounts and Maximize Your Benefits

As your trusted neighbor we're keen on affordability. Not only do we have some of the best rates around, we offer several great discounts for using other Northeast Credit Union products and services including:

Have Questions?

Email or visit your local branch to have a loan representative review your current auto loan. You may be surprised to learn just how much you can save. 

Credit Union Direct Lending (CUDL)

Enjoy the convenience of one-stop auto shopping and a streamlined buying process when you use a participating CUDL dealer. All the paper work and financing are done right at the dealership without having to go to a branch. Simply mention that you want your loan financed with Northeast Credit Union and receive an approval within minutes. If you're at a dealership, look for the CUDL logo or to find a participating dealership, click here.  


Searching for information on a specific car? We've got you covered. Northeast Credit Union's CUDL AutoSMART program can help you find the best deal with your next purchase. Learn more about this valuable program by clicking here.


Other Products and Services to Consider:

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Loan Refi Inner

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1. Subject to credit approval. 

2. Member must sign up and continue to use eStatements and be an active Bill Pay user. "Active" is defined as having used Bill Pay in the last 3 months.

*Final rate determined by credit history. Annual Percentage Rate (APR) accurate as of 9/28/2013. Rates include .25% discount for payments made through payroll deduction or automatic transfer from another NECU account, plus .25% discount for an active Northeast VISA credit card.  "Active" defined as having a transaction (purchase, cash advance or payment) in the last 90 days.  And, .25% discount for having eChecking or Relationship Checking with eStatements and an active Bill Pay account.  "Active" is defined as having used Bill Pay in the last 3 months. Example: A $15,000 auto loan with a rate of 1.44% APR for 60 Months: Monthly payment is approximately $270.24.   Total finance charge is approximately $580.52.  Includes credit protection. Subject to credit approval. 

THIRD PARTY WEBSITES: Northeast Credit Union (NECU) does not provide, and is not responsible for, the product, service, or overall website content available at third party websites. NECU also advises members that NECU privacy policies do not apply to linked websites and that a viewers should consult the privacy disclosures on that site for further information.

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