Imagine paying off your mortgage in 10 short years. Now is the time to take advantage of an innovative mortgage refinance option from Northeast Credit Union – the Home Advantage mortgage alternative. Apply today to save thousands in interest and cut years off your mortgage!

 Enjoy the benefits of refinancing to a shorter, fixed term:

•  Your mortgage payment will not change -  Check current rates  
•  Save money with no closing costs¹
•  Quick and easy process
• Locally approved, locally financed, and locally serviced

*Annual Percentage Rate (APR) accurate as of 12/1/2012. APR applies to property refinance only. Rate and terms may change at any time and can only be guaranteed by NECU Mortgage Dept. Example: APR is based on a $125,000 mortgage with 20% down. Amount financed would be $100,000 with 120 monthly payments of approximately $976.73 (principal and interest), a finance charge of $17,206.96 bringing the total payment to $117,206.96. Rates include .25% discount for payments made through payroll deduction or automatic transfer from another NECU account, plus .25% discount for an active Northeast VISA credit card. “Active” defined as having a transaction (purchase, cash advance, or payment) in the last 90 days. And, .25% discount for having eChecking or Relationship Checking with eStatements and an active Bill Pay account. “Active” is defined as having used Bill Pay in the last 3 months. NECU must be in first lien position. 1-4 family owner-occupied, primary residence properties in NH and ME only. Property insurance required. Flood insurance may be required. Applications subject to credit approval. ¹No closing costs. Members will be responsible for $400 in closing costs if loan is paid off and closed in the first three years. For more information, please call 877.546.6308. Federally insured by NCUA.