Purchasing a New Home

Buying a home is a major life event for any individual or couple. So many questions race through your mind: How many bedrooms and bathrooms do we need? Can we afford a single-family home or a condominium? A new construction or an existing home? What about a sweet fixer-upper? Or an investment or rental property?

The process of buying a home can go a lot smoother with solid, financial guidance. Northeast Credit Union, Your Trusted Neighbor™, is here to help you every step of the way:

• Your Mortgage Specialists: With low interest rates, a buyer-friendly real estate market, and Federal Housing Tax Credits available to those who qualify, now is a great time for first-time home buyers to purchase a house or condo of their own.

• It's also a great time to refinance an existing mortgage to a lower, fixed-rate mortgage.

• Free online pre-approvals.

• Want to stay in your current home and make repairs, remodel, or renovate? See our Home Equity Loan and Line of Credit Options.

Our Homeownership library contains a wealth of helpful articles and tools to take the mystery away from the home shopping and buying process. Learn...

• Whether buying or renting is the best choice for you
• How much home you can realistically afford so you won't be scrambling to pay your other monthly bills
• How your monthly and annual budget will change with refinance and mortgage payment calculators, and a tax break estimator
• How to make an offer and come up with a down payment
• How to avoid common homeownership mistakes
• ...and much, much more.

NECU also periodically offers Home Buyer Workshops.

Questions? Contact a Northeast Credit Union Member Service Representative today.