| Inactivity Fee - Monthly fee for not using an account starting in the 13th month of inactivity and continuing until there is no balance or money is escheated to the state. (Does not apply to members under 18, members with loans or IRAs, or any member with aggregate deposits over $200.00) |
$5.00 |
| Bad Address Fee - For non-notification of address change |
$5.00 |
| Service Charge - Low Usage Checking & Club Checking Monthly Service Fee |
$1.50 |
| Benefits Plus (Service) Fee - Purchase for Benefits Plus Value |
$3.00 |
| Paper Statement Fee - Active CyberTel members who receive paper statements |
$1.00 |
| CHECK/SHARE SAVINGS ASSOCIATED FEES |
| Per Check Charge - For checks clearing in excess of 5 per month (Low Usage Checking and Club Checking only) |
$0.25 |
| Transaction Fee - Per item fee for deposits/withdrawals/transfers in excess of 200 per month (Proprietor/Member Business Checking only) |
$0.50 |
| Overdraft Protection - Share Transfers |
$5.00 |
| Redeposit Fee - Per item fee for any returned check the credit union redeposits |
$25.00 |
| Overdrawn ACH - Fee for non-sufficient funds for automatic debit |
$28.00 |
| Overdrawn CK - Fee for non-sufficient funds for check |
$28.00 |
| Return ACH Item - Fee for non-sufficient ACH items |
$28.00 |
| Courtesy Pay - Per item paid |
$28.00
|
| Stop Payment Fee - Fee for placing a Stop Payment order |
$25.00 |
| Negative Balance Fee - Per item per occurrence - Overdrawn draft card |
$28.00 |
| Negative Balance Fee - Per item per occurrence - Overdrawn at ATM |
$28.00 |
| Convenience Temporary Checks - For temporary drafts (4) |
$2.00 |
| Check Order Billing |
Varies according to style |
|
ACH Redposit Fee
|
$25.00 |
| Levy/Attachment Fee |
$50.00 |
| Escheatment Fee |
$50.00 |
| CLERICAL FEES |
| Statement Copy/Account Print Out Fee - Fee for each monthly statement, document copy or account print out |
$2.00 |
| Research Fee - Per hour charge for account reconciliation or research |
$25.00
|
| Reserach Fee - Per Item |
$2.00 |
ATM/POINT OF SALE (POS) FEES
Per transaction at Northeast Credit Union ATMs - NO CHARGE |
| ATM Fee - Per transaction at non-NECU (foreign)ATM machines |
$1.00 |
| ATM Fee - Per transaction at POS with ATM Card, VISA Credit or Check Card using "ATM/debit card" payment option (Low Usage, Club & Proprietor's Checking only) |
$0.20 |
| VISA Check Card Transaction Fee - At POS using "credit card" payment option |
NO CHARGE |
| ISA - 1% of transaction amount for VISA charges done in foreign currency/country |
Fee varies based on dollar amount of transaction |
| WIRE/TELEPHONE TRANSFER FEES |
| Bank to Bank Transfer - Wire transfer (within US) |
$20.00 |
| International Wire Fee - Wire transfer (outside US) |
$50.00 |
| Incoming Wire Fee - |
$5.00 |
| Withdrawal Fee - Telephone transfer fee - MSR assisted |
$3.00 |
| QuikTel Service - Telephone transfers through QuikTel |
NO CHARGE
|
| Originate ACH for Payment of NECU loan - MSR assisted |
$5.00 |
MONEY ORDERS & OFFICIAL CHECK FEES |
| American Express Gift Card |
$3.95 |
| American Express Gift Checks - Per item fee for $25, $50 & $100 checks |
$2.50 |
| American Express Traveler's Checks |
1% of amount purchased |
| American Express Traveler's Checks for Two |
$1.50 per $100.00 |
| Money Order Fee - Per item fee for Money Orders |
$3.00 |
| Official Check Fee - Per item fee for Official Checks less than $500.00 |
$3.00 |
| Official Check Stop Payment Fee |
$25.00 |
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