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Recreational Vehicles

Fixed Rate Loan Description	Term in Months Finance up to	APR*	New or Used	Model Year	Finance up to	Minimum Balance ($)
Boats/Recreational Vehicles	60	6.65%	New/Used	2002-2008	100%	$0
Boats/Recreational Vehicles	120	7.65%	New/Used	2002-2008	80%	$0
Motorcycles	60	6.65%	New/Used	2007-2008	100%	$0
Motorcycles	72	7.90%	New	2007-2008	100%	$0
Motorcycles	60	6.65%	Used	2002-2006	100%	$0

APR equals Annual Percentage Rate

Example: Based on $15,000 new motorcycle loan at 6.65% APR for 60 months, monthly payment is approximately $308.87. Total finance charge is $2,805.52. Payment includes credit protection.

Effective date 05/01/08

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Rate subject to change without notice.
Applies to new loans only.

*Final Rate Determined by Credit History.

^*Rates include .25% discount for payments made through payroll deduction or automatic transfer from another NECU account, plus .25% discount for an active Northeast VISA credit card. "Active" defined as having a transaction (purchase, cash advance or payment) in the last 90 days. And, .25% discount for having Relationship Checking with eStatements and an active CyberPay account. "Active" is defined as having used CyberPay in the last 3 months.

Other terms and rates available. Rates are subject to change without notice. For further information, call 603-436-1847 or toll free 1-888-436-1847.