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Current Rates

Neighborly Advice

Automobiles

Fixed Rate Loan Description Term in Months
Finance up to1
APR2 New or Used Model Year Finance up to3 Minimum Financing Amount
Auto 60 2.74% New/Used 2009-2011 100% $0
Auto 754 3.64% New/Used 2009-2011 100% $15,000
Auto 845 5.44% New/Used 2009-2011 100% $25,000
Auto 60 2.94% Used 2007-2008 100% $0
Auto 754 3.84% Used 2007-2008 100% $15,000
Auto 845 5.64% Used 2007-2008 100% $25,000
Auto 60 3.14% Used 2006 100% $0
Auto 72 4.04% Used 2006 100% $15,000
Auto 60 3.74% Used 2005 100% $0
Auto 60 4.94% Used 2002-2004 100% $0

 

APR equals Annual Percentage Rate


Effective date 07/16/2010


Rates are subject to change. For further information, call

603-436-1847 or toll free 1-888-436-1847.


Example: A $15,000 auto loan with a rate of 2.74% APR for 60 Months: Monthly payment is approximately $279.43.   Total finance charge is approximately $1,115.99.  Includes credit protection.

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Call 1-888-436-1847 to speak with Member Services


1Other terms and rates available.
2Final rate determined by credit history.
Applies to new loans only

2Rates include .25% discount for payments made through payroll deduction or automatic transfer from another NECU account, plus .25% discount for an active Northeast VISA credit card.  "Active" defined as having a transaction (purchase, cash advance or payment) in the last 90 days.  And, .25% discount for having eChecking or Relationship Checking with eStatements and an active CyberPay account.  "Active" is defined as having used CyberPay in the last 3 months.

3Amount that can be financed is determined by credit history.

4For a 72 month loan, the minimum amount financed is $15,000.
5For a 84 month loan, the minimum amount financed is $25,000.

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