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Automobiles

Fixed Rate Loan Description	Term in Months Finance up to¹	APR²	New or Used	Model Year	Finance up to³	Minimum Financing Amount
Auto	60	3.94%	New/Used	2006-2009	100%	$0
Auto	75⁴	4.94%	New/Used	2006-2009	100%	$15,000
Auto	84⁵	5.24%	New/Used	2006-2009	100%	$25,000
Auto	63	4.84%	Used	2004-2005	100%	$0
Auto	63	5.84%	Used	2002-2003	100%	$0
Auto	48	7.94%	Used	2000-2001	100%	$0
Auto	48	9.44%	Used	1998-1999	100%	$0
Payment Advantage	60	6.79%	New	2007-2008	100%	$0
Payment Advantage	72	7.29%	New	2007-2008	100%	$15,000

APR equals Annual Percentage Rate

Effective date 05/14/08

Rates are subject to change. For further information, call

603-436-1847 or toll free 1-888-436-1847.

Example: A $15,000 auto loan with a rate of 3.94% APR for 60 Months: Monthly payment is approximately $288.57. Total finance charge is approximately $1,623.86. Includes life and Disability protection.

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¹Other terms and rates available.
²Final rate determined by credit history.
Applies to new loans only

²Rates include .25% discount for payments made through payroll deduction or automatic transfer from another NECU account, plus .25% discount for an active Northeast VISA credit card. "Active" defined as having a transaction (purchase, cash advance or payment) in the last 90 days. And, .25% discount for having Relationship Checking with eStatements and an active CyberPay account. "Active" is defined as having used CyberPay in the last 3 months.

³Amount that can be financed is determined by credit history.

⁴For a 72 month loan, the minimum amount financed is $15,000.
⁵For a 84 month loan, the minimum amount financed is $25,000.