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Current Rates

Neighborly Advice

Automobiles

Fixed Rate Loan Description Term1 APR2 Monthly Payment per $1,000 Finance up to3 Minimum Financing Amount New or Used
Auto Model Year 2012 & 2013 up to 63 months 1.24% $17.93 100% $0 New/Used
Auto Model Year 2012 & 2013 64 - 71 months 1.44% $15.40 100% $0 New/Used
Auto Model Year 2012 & 2013 72 - 75 months4 1.64% $14.73 100% $15,000 New/Used
Auto Model Year 2012 & 2013 75 - 84 months5 3.74% $14.31 100% $25,000 New/Used
Auto Model Year 2008-2011 up to 63 months 1.74% $17.35 100% $0 Used
Auto Model Year 2008-2011 64 - 71 months 2.24% $15.78 100% $0 Used
Auto Model Year 2008-2011 72 - 75 months4 2.74% $15.26 100% $15,000 Used
Auto Model Year 2005-2007 60 months 2.24% $18.39 100% $0 Used

 

 Read this article and find out 8 Things to Consider When Buying a Car


Effective date 1/2/2013


Rates subject to change without notice, and subject to eligibility. For further information, call
603-436-1847 or toll free 888-436-1847.

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*Subject to credit approval.

1Other terms and rates available. Subject to credit approval. Offer subject to change at any time. Offer may extend the term of your loan. Finance charges begin accruing as of the loan origination date, other restrictions may apply.

2Final rate determined by credit history.

2Annual Percentage Rate (APR) accurate as of 9/21/12. Rates include .25% discount for payments made through payroll deduction or automatic transfer from another NECU account, plus .25% discount for an active Northeast VISA credit card.  "Active" defined as having a transaction (purchase, cash advance or payment) in the last 90 days.  And, .25% discount for having eChecking or Relationship Checking with eStatements and an active Bill Pay account.  "Active" is defined as having used Bill Pay in the last 3 months. Example: A $15,000 auto loan with a rate of 1.24% APR for 60 Months: Monthly payment is approximately $268.83.   Total finance charge is approximately $497.56.  Includes credit protection.

3Amount that can be financed is determined by credit history.

4For a 72 month loan, the minimum amount financed is $15,000.

5For a 84 month loan, the minimum amount financed is $25,000.

THIRD PARTY WEBSITES: Northeast Credit Union (NECU) does not provide, and is not responsible for, the product, service, or overall website content available at third party websites. NECU also advises members that NECU privacy policies do not apply to linked websites and that a viewers should consult the privacy disclosures on that site for further information.


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